Appealing a Wildfire Claim Denial
Insurance companies are in the business to make money, and when it comes time to pay out after an event such as the Dixie Fire, they will look for ways to offer lowball settlements or outright deny a wildfire claim. Understanding the process of filing a wildfire claim can make all the difference in the outcome. If you’ve been denied compensation from your insurance company, here are some steps to take.
Mistakes to Avoid in Filing a Dixie Fire Claim
Since insurance companies will look through your wildfire claim with a fine-toothed comb, it’s critical to ensure you don’t make the following mistakes:
- Not reading through your insurance policy and understanding out-of-pocket costs, deductibles, and coverage.
- Not meeting claim filing deadlines (the statute of limitations for California Wildfires is two years from the date of the incident).
- Giving the insurance adjuster too much information that can be used against you in your claim.
- Not hiring a lawyer. An experienced California wildfire lawyer knows how to deal with the insurance companies and their tactics to offer low settlements and deny claims.
What Do I Do If My Dixie Fire Claim Was Denied?
If your Dixie fire claim was denied, contact a lawyer to assist you with your appeal. When appealing a wildfire claim, it’s critical to include documents that prove your losses. It’s also crucial to keep in mind that once you receive your denial letter, it will come with a deadline for submitting your appeal — and missing this deadline means you won’t be able to recover your losses with your insurance company.
In addition to filing an insurance claim, you may also be able to recover damages by holding those who started the Wildfire accountable through a civil suit.
Related Article: What Caused the Dixie Fire?
Was Your Dixie Fire Claim Denied? Contact Robins Cloud LLP
Over 950,000 acres in three months were destroyed by the California Dixie Fire, leaving thousands of residents displaced and injured. If the Dixie Fire impacted you and your family and your claim was denied, Robins Cloud LLP can help. In addition to receiving compensation from your insurance company, entities such as PG&E and other utilities can be held liable for your losses. We are here to help you seek justice and recover your losses so you can move forward with your life.
Contact Robins Cloud LLP today at (800) 691-2363 for a free consultation with one of our Dixie Fire Lawyers.