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I’m Underinsured. How Will This Affect My Dixie Fire Claim?

How To Recover Wildfire Losses Through a Civil Claim

Insurance companies are in the business of making money. Although your hard-earned money goes to paying for an unexpected event such as a wildfire, it can be daunting to find out not everything is covered. However, not all hope is lost, and you have options. Here's what you need to know.

Understanding Your Insurance Policy

First, it's critical to understand the details of your insurance policy so you can be informed on what is covered in the case of a wildfire. While your insurance may cover some losses, it may not be enough to cover the entirety of losses, such as the cost of rebuilding your home, the contents in your home that were lost, damage to land and landscaping, etc. In addition, your insurance policy will not cover non-economic damages related to the Dixie Fire.

Some examples of non-economic losses are

  • Pain and suffering
  • Mental anguish
  • Emotional distress
  • Loss of enjoyment of life

Related Article: What Types of Recovery Can I Claim In the Dixie Fire?

How Filing a Civil Suit Can Help You Recover Losses

When you don't have enough insurance coverage, you have a right to bring a lawsuit against the responsible parties that caused the wildfire — and in this case, Pacific Gas & Electric (PG&E) is under federal investigation for alleged negligence, as they may have failed to maintain power lines properly. Filing a civil suit against PG&E and other possible responsible parties means recovering the compensation you deserve.

Recovering Losses Through a Dixie Fire Lawsuit

It's undoubtedly a stressful situation when your insurance company doesn't cover your full losses in a wildfire claim. If you and your family were injured, displaced, lost your land or business due to the devastating Dixie Fire, Robins Cloud LLP is here to help. Our firm has represented thousands of victims in California wildfire claims for which PG&E and other utility companies are to blame. Our attorneys are prepared to help you seek justice so you and your family can move forward with your lives.

Contact Robins Cloud LLP today at (800) 691-2363 for a free consultation with one of our Dixie Fire Lawyers.